When you call in
The bot that answers when you call your bank isn't trying to scam you. It can still trap you. Here's how to get to a person.
This one is the friendly side of phone AI. The system that picks up when you call your bank, your airline, the cable company, it's just there to handle the easy stuff. The problem is when your thing isn't easy and you can't get past it.
The old move was to mash zero until it gave up. That still works sometimes. But the newer AI lines actually listen, so most of the time you can just talk.
Companies change these phone systems constantly, so what gets you to a human keeps changing. I keep track of what's working and send it out.
Don't argue with the bot and don't repeat yourself ten times. Say the magic phrase once, clearly, and let it route you.
What to do
Say "I want to talk to a person," clearly, once. If that fails, "cancel my account" almost always gets you a human in seconds.
That gets you a person today. When the phrases stop working, and they will, I'll send you the ones that do.